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Equifax Credit Report
Every day you make decisions about your credit that affect your entire life. Make sure you have the tools you need to see the big picture, make the smartest choices possible, and achieve your dreams. There are many kinds of Equifax Credit Reports, called Equifax Personal Solutions products. They are:
Equifax Credit Watch™ Gold with 3-in-1 Monitoring
- Comprehensive credit file monitoring and automated alerts of key changes to your Equifax, Experian, and TransUnion credit reports
- Wireless alerts and customizable alerts available
- Free 3-in-1 Credit Report and unlimited Equifax Credit Report™
- Up to $20,000 Identity Fraud Expense Coverage with no deductible (certain limitations and exclusions apply) † at no additional charge to you
- Knowledgeable Customer Care 24 hours a day, 7 days a week
Get Triple the Protection
Protect your credit with the most in-depth identity protection plan. Monitoring your credit reports for changes is one of the best ways to protect yourself from identity theft.
3-in-1 Monitoring makes it easy for you to monitor all 3 of
your nationwide credit reports by alerting you within 24 hours
of key changes. Protect your credit and ensure the accuracy
of what's being reported about you in all 3 nationwide
credit reports.
Equifax Credit Watch™ Gold
- Daily monitoring for key file changes (email/wireless alerts)
- Unlimited Equifax Credit Reports
- Up to $20,000 Identity Fraud Expense Coverage with no deductible (certain limitations and exclusions apply)† at no additional charge to you
- Knowledgeable Customer Care 24 hours a day 7 days a week
Don't Let Identity Thieves Ruin Your Credit
Monitoring your credit report for changes is one of the best ways to combat identity theft - and ensure the accuracy of what's being reported about you.
Equifax Credit Watch™ Gold makes it easy by automatically alerting you within 24 hours of key changes in your Equifax Credit Report™ - such as when someone tries to open credit in your name - so you can act before any serious damage is done.
Equifax Credit Watch™ Silver
- Weekly monitoring for key file changes (email / wireless alerts)
- One initial Equifax Credit Report with discounts on additional reports
- Up to $2,500 Identity Fraud Expense Coverage with $250 deductible (certain limitations and exclusions apply) † at no additional charge to you
- Knowledgeable Customer Care available 7 days a week
Simple, Affordable Identity Theft Protection
Monitoring your credit report for changes is one of the best ways to combat identity theft - and ensure the accuracy of what's being reported about you.
Take the first step to protect yourself from identity theft with weekly alerts of key changes to your Equifax Credit Report™. Don't wait until it's too late. Get peace of mind today.
Score Watch™
- Continuous score monitoring and notification when a change in your FICO® score impacts the interest rate you are likely to receive
- Detailed explanations for key score changes and specific tips for understanding your score
- Daily monitoring of your Equifax Credit Report with email notification of key changes (email / wireless alerts)
- Two Free Score Power® reports, plus discounts on additional Score Power® reports
- Detailed "Bottom Line" of what your most current score means, comparison with national averages, and a graph of how lenders view you
- Access to friendly and knowledgeable Customer Care available 7 days a week
Keeping An Eye On Your Score Can Be Very Rewarding
Monitoring your FICO® credit score can lead to big savings and more purchasing power.
A higher credit score typically means lower interest rates which will reduce your monthly payments - and that could mean saving thousands of dollars over the life of a loan. Score Watch makes it easy to target your ideal score, see interest rates you are likely to receive and watch your score trend over time.
3-in-1 Credit Report with Score Power®
- Immediate online access to your user-friendly 3-in-1 Credit Report
- Line-by-line comparison of your credit history with Equifax, TransUnion and Experian
- With Score Power® you'll also get your FICO® credit score, what your most current score means, comparison with national averages, and a graph of how lenders view you
- Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
- Access to our friendly and knowledgeable Customer Care service days a week
Get Better Rates Make Smarter Decisions
Lenders can look at your credit report from any or all three major credit reporting agencies, and now you can too. Get the complete picture of your credit history from all three nationwide credit reporting agencies delivered in a single, easy-to-read report that can help you negotiate with lenders.
Score Power®
- Instant online access to your FICO® credit score and Equifax Credit Report™
- An explanation of what your score means, comparison with national averages, and a graph of how lenders view you
- Interactive Score Simulator to show you how your actions may change your score
- Specific tips for understanding your score
- Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
- Access to our friendly and knowledgeable Customer Care 7 days a week
Those In The Know Can Save Big
Lenders, employers, car dealers, landlords - they all know your FICO® score, and so should you. FICO® is the same score that lenders use most to qualify you for credit, and it often determines the credit you receive - both the amount and the interest rate.
Equifax Credit Report™
- Instant online access to your credit report
- Record of companies that have reviewed your credit file
- Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
- Access to our friendly and knowledgeable Customer Care 7 days a week
Check Your Equifax Credit History Instant Online Snapshot
Today more than ever, lenders and other service providers use your credit history to make decisions about whether to extend you new credit and services. Experts agree that checking your report regularly is the best way to ensure you catch possible inaccuracies.
Equifax Credit Rankings™
Comparing:
- Mortgage Payment
- Mortgage Balance
- Auto Loan Payment
- Auto Loan Balance
- Total Debt
- Credit Card Debt
- Credit Utilization
- Number of Hard Inquiries
- Number of Open Credit Accounts
- Number of Late Payments
Want to Know How You Compare?
Savvy consumers know that checking your credit report is important in maintaining your credit health. Now you can easily see the strength of your credit and debt in comparison to others in any zip code, state, and across the nation. With an interactive, graphical display, you will see how you rank in comparison to others' averages in different categories.
Equifax Rate Finder™
It is a tool for you to find a variety of loan such as:
- Mortgage
- Home equity
- Auto Loan
- Credit card
Equifax Toolbar
Earthlink's new Scam Blocker with up-to-date information on preventing Identity Theft.
Have you ever received an email from what looks like a trusted company asking you to click a link, go to a Website, and submit personal information? This could be a "Phisher" site, or part of a scam to steal your credit card, Social Security number, password, or identity. These scams are increasingly common and difficult to detect.
Equifax is the only credit reporting company to offer FREE phisher scam protection. Don't get hooked by crooks! Download the new Equifax toolbar featuring ScamBlocker - FREE for all Internet visitors.
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Free Credit Report, Credit report repair, credit report dispute