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Dispute Credit Report Errors at Experian Online
www.experian.com/disputes is a website for Experian that you can do dispute your credit report errors online. If you have reviewed your report and believe that information may be inaccurate, you can dispute it online for the fastest resolution.
Request a dispute online
First, determine the right option to request your dispute online. Disputing information online is FREE, and all options offer step-by-step instructions on how to complete your request online.
Have a credit report with a report number?
If you have a recent copy of your Experian credit report that includes a report number on top of the report (near your name) and believe information may be inaccurate,
Have a credit report without a report number?
1. If you purchased the following Experian products from CreditExpert.com, you can dispute online directly from within your account.
· Credit Manager Monitoring Service
· 3 Bureau report and score for $34.95
· Credit report and score for $15.00
To request a dispute online, log in to your account and click on the Dispute Information tab.
2. If you purchased a single $10.00 credit report that is available online for 30 days, use your username and password to log in to your account and request a dispute.
Don't have a credit report?
To dispute credit information, you need a recent copy of your Experian credit report. Experian will inform you to order your credit report immediately before online dispute access.
View dispute results
You need to leave your email address with Experian, so you will receive an email notice when your results are ready for viewing.
Check status of a dispute
You can check the progress at www.experian.com/disputes to see what is the result so far in your dispute.
Requesting a dispute online is easy and fast!
Step 1: Start with a current copy of your Experian credit report. If you don't have one, order online for immediate access. If you're reviewing your credit report online, you can access the dispute process while viewing your report. If you have a paper copy of your report, access the online dispute process and enter your report number.
* You must have your Experian credit report number to request a dispute
Step 2: Once online, view your report section by section. Click on a particular item to see more details about the item. If you see something that you believe is inaccurate, click on the blue 'Dispute this item' button that appears beside each item.
Step 3: Select a specific reason why you feel the information is inaccurate, and enter any additional information that further explains your reason and click on Submit. Be sure to read the "Tell me more about dispute reasons" for tips on how to dispute particular information. Accurate information, or information verified as accurate, cannot be removed from your report.
Step 4: Experian will immediately send a notice to the sources of the information requesting that they verify your account information. Within 30 days, the sources must respond and Experian will notify you that the results of your dispute investigation are ready to be viewed, and Experian will give you a link to your results. Make sure to give Experian your email address so you will receive notice via email. It's the fastest way to get the results of your investigation.
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(How to dispute credit report errors)
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Free Credit Report, Credit report repair, credit report dispute